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Get your FREE budget worksheet Learn how to budget for people who suck at budgeting ! Get all my tips and advice and printable to help you get started! Rather than being restrictive, these 20 budgeting tips help you form a clear picture of your spending money and can help you discover extra income that you can use more. New to budgeting ? This simple step-by-step guide shows you how to make a budget that actually works . In this article, we break down 12 easy budgeting tips for beginners to help you build smart money habits, reduce financial stress, and work toward your goals. To budget money : 1. Figure out your after-tax income 2. Choose a budgeting system 3. Track your progress 4. Automate your savings 5. Practice budget management. Personal finance expert, and founder of Budgets Made Easy . I help busy moms save money and pay off debt using simple systems so they can reach their big dreams easier and. What follows are 21 simple tips that make budgeting easy . Let’s get right to it! Go With A Zero-Based Budget . It might sound counterintuitive, but the less time you. All you need to do is follow these five simple steps. Make sure you follow them in order—no skipping ahead!